Insurance is a contract between an individual and an insurance company that provides financial protection against unexpected events, such as accidents or illnesses. The insurance company agrees to pay for certain healthcare services or expenses, in exchange for the individual paying a monthly or yearly premium. In the context of urgent care, insurance is necessary to help cover the costs of medical treatment for unexpected illnesses or injuries that require prompt attention. Without insurance, the cost of urgent care services can be prohibitively expensive for many people, which could lead to delayed or inadequate medical care. Therefore, if you need to visit an urgent care in Illinois, it is important to check with your insurance provider to see if they cover the services provided by that particular urgent care facility. This can help ensure that you receive the necessary medical care without incurring significant financial burden.