Urgent Care Insurance: Coverage, Costs & What You Need to Know
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We Accept Most Health Insurance Plans
The following health insurance providers are accepted at Novamed Urgent Care in Illinois. Insurance plan acceptance is subject to change.
- BlueCard PPO/ΕΡΟ
- BlueCard PPO Basic
- BlueCard Traditional Illinois
- Blue Cross and Blue Shield
- Dual Eligibility (10/13/2022)
- Medicare Advantage PPO (10/13/2022)
- Blue Choice PPO (10/13/2022)
- Blue Choice Options (10/13/2022)
- Blue Choice Preferred (10/13/2022)
- Blue Cross Community Health Plans (10/13/2022)
- Medicare Advantage (06/01/2023)
- PPO
- HMO
- Open Access Plus
- HMO Commercial
- Par
- Par
- Molina IL MAPD MCR
- Molina IL MCD MLTSS
- Molina IL MMP MCD
- Molina IL MMP MCR
- Molina IL FHP MCR
- Molina IL Medicare Program
- Molina IL Marketplace Program
Tricare East Certified (OON) Insurance Plans for this at NovaMed.
- Tricare Select
- Humana HMO
- Humana medicare HMO
- Humana Medicare PPO
- Medicare private fee for service
- medicare dual par
- Humana PPO
- Medicaid dual par
Meridian Medicaid
- Meridian Medicaid of IL
Meridian Medicare
- Meridian MCD
- Meridian Dual plans MCR and MCD
Self-Pay Options
NovaMed Urgent Care Center provides convenient self-pay options for patients without insurance or those who prefer not to use their coverage. To learn more about our self-pay rates, please call our team at (847) 939 3139.
Does Urgent Care Take Insurance? Yes, We Do!
If you’re wondering, “Does urgent care take insurance?” the answer is a resounding yes at NovaMed Urgent Care. We accept insurance plans for the vast majority, so that every person can obtain medical care at the required time without having a fear of rising expenses and healthcare delays.
It does not matter whether you have commercial health insurance or are covered by your employer; chances are that we accept your plan. We sort out insurance as well as claims, and you can concentrate on being ready rather than fighting paperwork.
NovaMed also gives advice regarding the included coverages of different conditions and services. Ranging from simple fevers and infections, all the way to sprains, all our urgent care services are insured completely or partially, depending on your policy. Our staff is waiting to clarify things to you and guide you through your benefits.
When it comes to urgent care insurance, trust NovaMed for hassle-free coverage, clear communication, and quality care that fits your plan.
Novamed Accepts Most Urgent Care Insurance Plans
In NovaMed, we feel that expensive healthcare need not be inaccessible or unaffordable. This is the reason we are very proud to say we have urgent care insurance accepted in a vast number of plans, and also employer-sponsored health insurance. No matter why you go to receive care, whether you want to be diagnosed or treated, you may get care in hospitals and clinics where we collaborate with your provider.
Our group enables you to easily check for cover prior to visiting. Just make a phone call ahead or use our online check-in option to make sure of your plans in a few seconds. In addition, we provide in-network and out-of-network services, which allow you to know your copay, deductible, and out-of-pocket expenses. NovaMed makes having urgent care insurance coverage easy, offering no surprises in their bills.
Our Affordable Urgent Care Health Insurance Options
At NovaMed, we understand that navigating urgent care health insurance can be confusing, especially if you’re uninsured or underinsured. That’s why we provide clear, affordable options for everyone, ensuring no patient is left behind due to cost.
Flexible Payment Options
- Transparent self-pay pricing
- Discounted rates for uninsured patients
- Payment plans for qualified treatments
We also work with patients enrolled in affordable urgent care.. Many of these plans include essential urgent care services at no cost or with minimal copays.
Covered Services May Include
- Flu and cold treatment
- Minor injuries and sprains
- Diagnostic testing and lab work
Whether you have employer-sponsored insurance or a personal plan, our team will help you understand how your urgent care insurance applies and what to expect in terms of cost.
NovaMed makes affordable, quality healthcare possible for all patients, no matter their insurance status.
Why NovaMed Makes Insurance Easy
Dealing with healthcare billing shouldn’t be overwhelming. At NovaMed, we simplify the urgent care insurance process for our patients, whether it’s verifying coverage, explaining copays, or filing claims.
Understanding Urgent Care Insurance Cost
When planning a visit, understanding your urgent care insurance cost helps reduce stress and avoid surprises. NovaMed breaks it down so you know exactly what you’re paying for.
Factors That Affect Cost:
- Your insurance type
- In-network vs. out-of-network providers
- Services rendered (labs, X-rays, procedures)
- Your deductible and copay
Why Patients Trust NovaMed with Their Insurance:
- We verify your coverage before your visit
- We’re in-network with most major insurers
- We file insurance claims directly for you
- We provide transparent, easy-to-read billing
- We explain your deductible and copay clearly
Our experienced billing specialists are always available to help you navigate your urgent care insurance costs, coverage limits, and network status.
Whether you walk in or book online, NovaMed makes the financial part of urgent care smooth, honest, and patient-focused.
What If I Don’t Have Insurance for Urgent Care?
Our self-pay rates and clear patient charging plans are available at affordable charges to uninsured patients.
We encourage patients to walk into our urgent care centers, and we are not secretive about our pricing, with no hidden charges and no sticker shock. You can get the physical exam, lab test, medication, and even wound care with us and receive high-quality care at a fair and hassle-free rate.
We understand that not everyone has access to urgent care insurance. The mission of NovaMed is to provide healthcare to everyone, irrespective of whether they have insurance or not. However, you will still get the same amount of attention and medical expertise as our covered patients obtain.
Therefore, in case you are uninsured or underinsured, you should not wait to obtain care. NovaMed will help with easy payment forms and a caring presence.
Is Urgent Care Covered by Insurance?
Is urgent care covered by insurance? In most cases, yes! Urgent care visits are typically covered by insurance plans when they’re medically necessary. That includes treatment for infections, minor injuries, flu symptoms, allergic reactions, and more.
NovaMed is an in-network provider for many insurance companies, which means you’ll enjoy lower out-of-pocket costs. Even if your plan is out-of-network, you may still receive partial reimbursement based on your plan’s terms.
We handle the paperwork and claims on your behalf. Our billing specialists will verify coverage, explain your benefits, and make sure you’re only billed for what your plan doesn’t cover.
Still Have Questions About Insurance at Urgent Care?
If you’re still wondering, “Does urgent care take insurance?” or what your personal coverage includes, we’re here to help. Our front desk and billing team are trained to answer all your insurance-related questions with clarity and care.
Reach out to us for help with:
- Insurance verification
- Coverage questions
- Self-pay pricing options
- Billing statements and claims
Call us or walk in to our urgent care center in illinois, or use our online form to connect with a friendly team member who can guide you through your options, insured or not. We’re committed to making healthcare clear, affordable, and stress-free.
Novamed Urgent Care
Hours
Wed: 8 AM – 8 PM
Thu: 8 AM – 8 PM
Fri: 8 AM – 8 PM
Sat: 8 AM – 8 PM
Sun: Closed